Dave Ramsey
2005-02-21
Hey all,
Today was a good day. We started a sunday night class, Dave Ramseys Financial Peace University. It was so good. I was hesitant about taking it because i thought we were doing just fine with $$, etc.. but once dave starts on the video, man, we could be doing a LOT better. he challenges you to put an emergency fund of 1000.00 in an acct. , and work up to 3-6 months of salary in another saving fund. it will be interesting to see how we do. at first, wes called me today from work and told me he had listened to the first CD on his way to work, and we are supposed to save a grand. i LAUGHED soo loud!! Yeah right. We are not poor, but certainly not rich. We have just enough for me to be able to stay at home but not for many luxuries. so you can see why i thought it was funny. But immediately wes mentioned a way for us to save the money in five short months. so we will try it. it would be nice , if an emergency came up, if we could just go to savings and withdrawl it like normal people. lol.
Not much else going on. I am excited Blake has a holiday tomorrow. we will prob go to the park , and he likes to go to the gym nursery , so we will go there too. he complains that i go to the gym while he is at school (yeah duh!) and he always misses out , like its some big fun deal. HA HA
Wes starts his new job tomorrow. Manager in training at chili's. this is weird for him, as he is used to being the boss. he has 9 weeks of NOT being in charge. it may be a nice change.
For newbies, go read my friends Sara, Angie, and Kim's blogs. Kim has pics!! just click on their name on my comments. Also wes has neat posts... but i am partial. I am going to ask Christi (read hers too!!) to come over this week and set me up with links. can i use anyone/everyones name as a link? you all are so very interesting, so i want everyone to get to know everyone.... this is one of my MOST annoying personality traits. LOL
My digital camera is in the shop. If ritz camera does not have it ready tomorrow, heada are gonna roll!! LOL i want to post new pics. have a good monday everyone.



5 Comments:
I hope Wesley is having a wonderful first day! I know he's going to do great! Does he know his schedule yet? I want to know how to save up $1000 in five months?
7:13 PM
YOU would love this class!! we are taking 200 a month and going to cut back on certain things and just make it work.
7:16 PM
Please share the secret! I try so hard to save money and once i have a lot i spend like crazy b/c i havent been able to buy the things I WANT/NOT NEED! Tom is sooo good at saving! So please share the tips with me! Love ya!
I live 5 minutes from Chili's! How did his 1st day go?
3:52 AM
NICE! 1000 Big ones is 5 months! Im cheering you on for that one. Keep us posted how it works out, if you notice the sacrafices, what you gave up, what was easiest, what was hardest.
4:09 AM
thanks for the cheers , all! i will keep you posted and give you all the answers as they come. lol. hope it works. it got me excited for sure.
Wes said Chili's was great. He has a lot of training and homework to do! lol. i am waiting for the chips and salsa.
6:34 AM
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